calculateResale HDB Budget Calculator
Estimated Property Budget
$722,892
(Funding: $462,892 Max Loan + $100,000 CPF + $50,000 Cash)
Total Eligible Grants
CPF Housing Grant
$80,000
Enhanced Housing Grant
$30,000
Proximity Housing Grant
$0
Max HDB Loan (2.6%)
$462,892
Est. Monthly Repayment: $2,100
*Estimates based on current pricing & grant eligibility. Calculated using MAS stress-test indicators (TDSR/MSR limits). For a high-fidelity assessment including cooling measures, secure your slot below.
*Disclaimer: The amount does not include any additional costs such as stamp duties, legal fees, home protection insurance etc.
HDB Budget Calculator Complete Guide
Navigating the financial maze of buying an HDB flat in Singapore can be daunting. From the Enhanced Housing Grant (EHG) to the Loan-to-Value (LTV) limits, understanding your actual budget is crucial before committing to an Option to Purchase (OTP).
Why Use Our Calculator?
Our calculator provides real-time, dynamic estimates based on the latest 2026 cooling measures and grant structures. It automatically factors in:
- Maximum Loan Quantums based on Age and Income
- Your eligible CPF Housing Grants
- Absolute Cash Requirements
Please note: These calculations serve as estimates. Always secure a valid HDB Flat Eligibility (HFE) letter before proceeding with any transaction.